DE 39 · exact-value comparison

Response and action codes

DE 39 changes across ISO 8583 editions. Compare the public 1987 and 1993 value layers with exact source records from five card schemes— without collapsing codes that merely sound alike.

Current edition: 2023
Current DE 39: n 4
Compared rows: 132

DE 39 evolution

Name and shape belong to the edition

2023Action coden 4
1993Action code3 positions
1987Response code2 positions

The 2023 layer is structurally identified from official material; its normative four-position value table is not reproduced in this public matrix. Rows below compare the attributed 1987 and 1993 public indexes.

Comparison matrix

1987 ↔ 1993 ↔ scheme sources

Search an exact code, ISO name, or source description. Blank standard cells indicate that no direct edition pairing was assigned.

ISO 8583 response-code version and scheme comparison

Search response codes, ISO names, and scheme descriptions

132 code rows

Rows are keyed by code, never by description

ISO 8583:1987 two-character and ISO 8583:1993 three-character response codes with their ISO names and source-backed Visa, Mastercard, American Express, Discover, and UnionPay descriptions
ISO8583:1987	ISO8583:1993	ISO8583 name	Visa	Mastercard	American Express	Discover	UnionPay
`00`	`000`	Approved or completed successfully	Approved and completed successfully	Approved or completed successfully	Approved	Approved or completed successfully	Accepted or completed successfully
`01`	`107`	Refer to card issuer	Refer to card issuer	Refer to card issuer	N/A	N/A	Contact the card issuer
`02`	`108`	Refer to card issuer's special conditions	N/A	N/A	N/A	N/A	N/A
`03`	`109`	Invalid merchant	Invalid merchant	Invalid merchant	Invalid merchant	Invalid merchant	Invalid merchant
`04`	`200`	Pick-up	Pick up card (no fraud)	Capture card	Deny — pick up card	Capture card	Retain the card
`05`	`100`	Do not honor	Do not honor	Do not honor	Deny	Do not honor	Cardholder identity authentication failed
`06`		Error	N/A	N/A	N/A	N/A	N/A
`07`	`207`	Pick-up card, special condition	N/A	N/A	N/A	N/A	N/A
`08`	`001`	Honour with identification	N/A	N/A	N/A	N/A	N/A
`09`	`923`	Request in progress	N/A	N/A	N/A	N/A	N/A
`10`	`002`	Approved for partial amount	Partial approval	Partial approval	Partial approval (prepaid cards only)	Approved for partial amount	Partial amount approved
`11`	`003`	Approved (VIP)	N/A	N/A	N/A	N/A	N/A
`12`	`902`	Invalid transaction	Invalid transaction	Invalid transaction	N/A	Invalid transaction	Invalid related transaction
`13`	`110`	Invalid amount	Invalid amount or currency conversion field overflow	Invalid amount	Invalid amount	Invalid amount	Invalid amount
`14`	`111`	Invalid card number (no such number)	Invalid account number (no such number)	Invalid card number	Invalid account	Invalid card number	Invalid card number or account
`15`		No such issuer	No such issuer	Invalid issuer	N/A	N/A	Issuer not found
`16`	`004`	Approved, update track 3	N/A	N/A	N/A	N/A	N/A
`17`		Customer cancellation	N/A	N/A	N/A	N/A	N/A
`18`		Customer dispute	N/A	N/A	N/A	N/A	N/A
`19`	`903`	Re-enter transaction	N/A	N/A	N/A	N/A	N/A
`20`		Invalid response	N/A	N/A	N/A	N/A	N/A
`21`		No action taken	N/A	N/A	N/A	N/A	N/A
`22`		Suspected malfunction	N/A	N/A	N/A	N/A	N/A
`23`	`113`	Unacceptable transaction fee	N/A	N/A	N/A	N/A	N/A
`24`	`301`	File update not supported by receiver	N/A	N/A	N/A	N/A	N/A
`25`	`302`	Unable to locate record on file	N/A	N/A	N/A	N/A	N/A
`26`	`303`	Duplicate file update record, old record replaced	N/A	N/A	N/A	N/A	N/A
`27`	`304`	File update field edit error	N/A	N/A	N/A	N/A	N/A
`28`	`305`	File update file locked out	N/A	N/A	N/A	N/A	N/A
`29`	`306`	File update not successful, contact acquirer	N/A	N/A	N/A	N/A	N/A
`30`	`904`	Format error	N/A	Format error	N/A	Format error	Message format error
`31`	`905`	Bank not supported by switch	N/A	N/A	N/A	N/A	N/A
`32`		Completed partially	N/A	N/A	N/A	N/A	N/A
`33`		Expired card	N/A	N/A	N/A	N/A	N/A
`34`		Suspected fraud	N/A	N/A	N/A	N/A	N/A
`35`		Card acceptor contact acquirer	N/A	N/A	N/A	N/A	N/A
`36`		Restricted card	N/A	N/A	N/A	N/A	N/A
`37`		Card acceptor call acquirer security	N/A	N/A	N/A	N/A	N/A
`38`		Allowable PIN tries exceeded	N/A	N/A	N/A	N/A	N/A
`39`		No credit account	N/A	N/A	N/A	N/A	N/A
`40`	`115`	Requested function not supported	N/A	N/A	Requested function not supported	N/A	N/A
`41`	`208`	Lost card	Lost card, pick up (fraud account)	Lost card	N/A	Lost card	Card reported lost
`42`		No universal account	N/A	N/A	N/A	N/A	N/A
`43`	`209`	Stolen card, pick-up	Stolen card, pick up (fraud account)	Stolen card	N/A	Stolen card	Card reported stolen
`44`		No investment account	N/A	N/A	N/A	N/A	N/A
`51`	`116`	Not sufficient funds	Not sufficient funds	Insufficient funds/over credit limit	Not sufficient funds	N/A	Available funds are insufficient
`52`		No checking account	N/A	N/A	N/A	N/A	N/A
`53`		No savings account	N/A	N/A	N/A	N/A	N/A
`54`	`101`	Expired card	Expired card or expiration date is missing	Expired card	Expired card / invalid expiration date	Expired card	Card has expired
`55`	`117`	Incorrect personal identification number	Incorrect PIN or PIN missing	Invalid PIN	Invalid PIN	Invalid PIN	PIN is incorrect
`56`	`118`	No card record	N/A	N/A	N/A	N/A	N/A
`57`	`119`	Transaction not permitted to cardholder	Transaction not permitted to cardholder	Transaction not permitted to issuer/cardholder	Cardmember not enrolled / not permitted	Transaction not permitted to issuer/cardholder	Transaction not permitted to the cardholder
`58`	`120`	Transaction not permitted to terminal	Transaction not allowed at terminal	Transaction not permitted to acquirer/terminal	N/A	Transaction not permitted to acquirer/terminal	Transaction not permitted at this terminal
`59`	`102`	Suspected fraud	Suspected fraud	N/A	N/A	Suspected fraud	Suspected fraud or card verification failure
`60`	`103`	Card acceptor contact acquirer	N/A	N/A	N/A	N/A	N/A
`61`	`121`	Exceeds withdrawal amount limit	Exceeds approval amount limit	Exceeds withdrawal amount limit	Limit exceeded	Exceeds withdrawal amount limit	Transaction amount limit exceeded
`62`	`104`	Restricted card	Restricted card (card invalid in this region or country)	Restricted card	N/A	Restricted card	Restricted card
`63`	`122`	Security violation	Security violation (source is not correct issuer)	Security violation	Invalid card security code	Security violation	N/A
`64`		Original amount incorrect	N/A	N/A	N/A	N/A	N/A
`65`	`123`	Exceeds withdrawal frequency limit	Exceeds withdrawal frequency limit	Exceeds withdrawal count limit	N/A	Exceeds withdrawal count limit	Withdrawal or purchase count limit exceeded
`66`	`105`	Card acceptor call acquirer's security department	N/A	N/A	N/A	N/A	N/A
`67`		Hard capture (requires that card be picked up at ATM)	N/A	N/A	N/A	N/A	N/A
`68`	`911`	Response received too late	N/A	N/A	N/A	N/A	N/A
`70`	`112`	Reserved for ISO use	PIN data required	Contact card issuer	N/A	N/A	N/A
`75`	`106`	Allowable number of PIN tries exceeded	Allowable number of PIN entry tries exceeded	Allowable number of PIN tries exceeded	Exceeded PIN attempts	Allowable number of PIN tries exceeded	Allowed number of PIN attempts exceeded
`78`	`125`	Card not activated	N/A	N/A	N/A	N/A	N/A
`80`	`912`	Visa transactions: credit issuer unavailable	N/A	N/A	Issuer not available	N/A	N/A
`82`		Invalid card expiration date; CVN Mismatch: Negative CAM, dCVV, iCVV, or CVV results	N/A	N/A	N/A	N/A	N/A
`83`		Reserved for private use	N/A	Fraud/Security	N/A	N/A	N/A
`85`		Success: address verification	N/A	N/A	N/A	N/A	N/A
`90`	`906`	Cutoff is in process (switch ending a day's business and starting the next. Transaction can be sent again in a few minutes)	N/A	N/A	N/A	N/A	N/A
`91`	`907`	Issuer or switch is inoperative	Issuer or switch inoperative	Authorization system or issuer system inoperative	N/A	Authorization system or issuer system inoperative	Issuer is unavailable or unable to process
`92`	`908`	Financial institution or intermediate network facility cannot be found for routing	N/A	N/A	N/A	N/A	N/A
`93`	`124`	Transaction cannot be completed. Violation of law	N/A	N/A	N/A	N/A	N/A
`94`	`913`	Duplicate transmission	Request is identified as a duplicate	Duplicate transmission detected	N/A	Duplicate transmission detected	Duplicate transaction
`95`	`915`	Reconcile error	N/A	N/A	N/A	N/A	N/A
`96`	`909`	System malfunction	System malfunction	System error	System malfunction (cryptographic error)	System malfunction	UnionPay processing-centre system failure
`1A`		Reserved for ISO use	Additional customer authentication required	N/A	N/A	Customer authentication required	N/A
`6P`		Reserved for ISO use	Verification data failed	N/A	N/A	N/A	N/A
`A0`		Reserved for national use	N/A	N/A	N/A	N/A	Message authentication code verification failed
`N7`		Reserved for private use	Decline for CVV2 failure	N/A	N/A	Decline for AVS or CID mismatch	N/A
`N8`		Reserved for private use	Transaction amount exceeds preauthorized approval amount	N/A	N/A	N/A	N/A
`R2`		Reserved for private use	Transaction does not qualify for Visa PIN	N/A	N/A	N/A	N/A
	`005`	Approved, account type specified by card issuer	N/A	N/A	N/A	N/A	N/A
	`006`	Approved for partial amount, account type specified by card issuer	N/A	N/A	N/A	N/A	N/A
	`007`	Approved, update ICC	N/A	N/A	N/A	N/A	N/A
	`114`	No account of type requested	N/A	N/A	N/A	N/A	N/A
	`126`	Invalid PIN block	N/A	N/A	N/A	N/A	N/A
	`127`	PIN length error	N/A	N/A	N/A	N/A	N/A
	`128`	PIN key sync error	N/A	N/A	N/A	N/A	N/A
	`129`	Suspected counterfeit card	N/A	N/A	N/A	N/A	N/A
	`130`	Reserved for ISO use	N/A	N/A	Additional customer identification required	N/A	N/A
	`181`	Reserved for private use	N/A	N/A	Format error	N/A	N/A
	`197`	Reserved for private use	N/A	N/A	Call AmEx	N/A	N/A
	`201`	Expired card	N/A	N/A	N/A	N/A	N/A
	`202`	Suspected fraud	N/A	N/A	N/A	N/A	N/A
	`203`	Card acceptor contact acquirer	N/A	N/A	N/A	N/A	N/A
	`204`	Restricted card	N/A	N/A	N/A	N/A	N/A
	`205`	Card acceptor call acquirer's security department	N/A	N/A	N/A	N/A	N/A
	`206`	Allowable PIN tries exceeded	N/A	N/A	N/A	N/A	N/A
	`210`	Suspected counterfeit card	N/A	N/A	N/A	N/A	N/A
	`300`	Successful	N/A	N/A	N/A	N/A	N/A
	`307`	Format error	N/A	N/A	N/A	N/A	N/A
	`308`	Duplicate, new record rejected	N/A	N/A	N/A	N/A	N/A
	`309`	Unknown file	N/A	N/A	N/A	N/A	N/A
	`400`	Accepted	N/A	N/A	N/A	N/A	N/A
	`500`	Reconciled, in balance	N/A	N/A	N/A	N/A	N/A
	`501`	Reconciled, out of balance	N/A	N/A	N/A	N/A	N/A
	`502`	Amount not reconciled, totals provided	N/A	N/A	N/A	N/A	N/A
	`503`	Totals not available	N/A	N/A	N/A	N/A	N/A
	`504`	Not reconciled, totals provided	N/A	N/A	N/A	N/A	N/A
	`600`	Accepted	N/A	N/A	N/A	N/A	N/A
	`601`	Not able to trace back original transaction	N/A	N/A	N/A	N/A	N/A
	`602`	Invalid reference number	N/A	N/A	N/A	N/A	N/A
	`603`	Reference number/PAN incompatible	N/A	N/A	N/A	N/A	N/A
	`604`	POS photograph is not available	N/A	N/A	N/A	N/A	N/A
	`605`	Item supplied	N/A	N/A	N/A	N/A	N/A
	`606`	Request cannot be fulfilled - required/requested documentation is not available	N/A	N/A	N/A	N/A	N/A
	`700`	Accepted	N/A	N/A	N/A	N/A	N/A
	`800`	Accepted	N/A	N/A	N/A	N/A	N/A
	`900`	Advice acknowledged, no financial liability accepted	N/A	N/A	N/A	N/A	N/A
	`901`	Advice acknowledged, financial liability accepted	N/A	N/A	N/A	N/A	N/A
	`910`	Card issuer signed off	N/A	N/A	N/A	N/A	N/A
	`914`	Not able to trace back to original transaction	N/A	N/A	N/A	N/A	N/A
	`916`	MAC incorrect	N/A	N/A	N/A	N/A	N/A
	`917`	MAC key sync error	N/A	N/A	N/A	N/A	N/A
	`918`	No communication keys available for use	N/A	N/A	N/A	N/A	N/A
	`919`	Encryption key sync error	N/A	N/A	N/A	N/A	N/A
	`920`	Security software/hardware error - try again	N/A	N/A	N/A	N/A	N/A
	`921`	Security software/hardware error - no action	N/A	N/A	N/A	N/A	N/A
	`922`	Message number out of sequence	N/A	N/A	N/A	N/A	N/A
	`950`	Violation of business arrangement	N/A	N/A	N/A	N/A	N/A