ISO 8583:1987 response code
04
Pick-up
- Standard version
- ISO 8583:1987
- Paired version code
- ISO 8583:1993 · 200
In ISO 8583:1987, response code 04 means “Pick-up”. It is paired here with ISO 8583:1993 response code 200, “Do not honour”. All five reviewed scheme sources contain a corresponding entry on this comparison row.
Merchant handling
Actions to be taken
Do not provide the goods or services on this authorization. Follow the terminal and acquirer card-retention procedure only when it is safe and permitted; never confront the cardholder.
This is conservative merchant guidance derived from the published response meaning. Current scheme, acquirer, processor, merchant advice, and transaction-specific rules take precedence.
Scheme comparison
Descriptions in the reviewed sources
Each populated value links to its scheme record and preserves the raw code published by that source. N/A means no matching description exists in the reviewed public dataset.
| Scheme | Raw code | Source description | Evidence |
|---|---|---|---|
| Visa | 04 | Pick up card (no fraud) | Official |
| Mastercard | 04 | Capture card | Official, limited scope |
| American Express | 200 | Deny — pick up card | Secondary source |
| Discover | 04 | Capture card | Secondary source |
| UnionPay | 04 | Retain the card | Official, limited scope |
Standard sources
Version and response-name evidence
- ISO 8583:1987 metadataOfficial edition metadata; the full value table is not public.ISO
- Wikipedia ISO 8583 version tablesSecondary public source for the displayed response name.Revision 1352601145