Scheme code system · Visa
Official57
Transaction not permitted to cardholder
The transaction is not permitted for the issuer, account, or cardholder.
- Outcome
- Declined
- Code system
- Visa
- Raw format
- Two-character numeric or alphanumeric action code
Operational context
Do not reattempt
Visa Category 1: do not resubmit an authorization or account verification for the same payment credential.
Explicit mapping
SchemeLens concepts
These links are editorial mappings, not replacements for the raw source value. The relation shows how closely the wording aligns.
| Concept | Relation | Mapping note |
|---|---|---|
| Cardholder not permitted | Direct semantic match | Visa wording mapped to the SchemeLens “Cardholder not permitted” concept. |
Namespace check
The same raw value exists elsewhere
- Mastercard 57Transaction not permitted to issuer/cardholder
- Discover 57Transaction not permitted to issuer/cardholder
- UnionPay 57Transaction not permitted to the cardholder
- EBANX 57Cardholder restrictions prohibit the transaction
Provenance
Sources used for this record
- Visa Developer: Request and Response Codes — Action CodeOfficial source for the published Visa action-code wording.Live web reference, verified 27 July 2026
- Visa: Visa Core Rules and Visa Product and Service RulesOfficial source for decline categories, qualifications, and merchant reattempt limits.April 2026, section 7.3.6.3
SchemeLens keeps source wording, normalized concepts, and operational guidance separate so later evidence can be added without rewriting the raw record.