Scheme code system · UnionPay
Official, limited scope61
Transaction amount limit exceeded
The request exceeds an issuer, account, approval, or withdrawal amount limit.
- Outcome
- Declined
- Code system
- UnionPay
- Raw format
- Two-character alphanumeric DE 39 response code
Operational context
No universal retry instruction encoded
UnionPay wording mapped to the SchemeLens “Amount limit exceeded” concept.
Use the current scheme, provider, transaction, and advice-code rules; the raw response value alone may be insufficient for a retry decision.
Explicit mapping
SchemeLens concepts
These links are editorial mappings, not replacements for the raw source value. The relation shows how closely the wording aligns.
| Concept | Relation | Mapping note |
|---|---|---|
| Amount limit exceeded | Direct semantic match | UnionPay wording mapped to the SchemeLens “Amount limit exceeded” concept. |
Namespace check
The same raw value exists elsewhere
- Visa 61Exceeds approval amount limit
- Mastercard 61Exceeds withdrawal amount limit
- Discover 61Exceeds withdrawal amount limit
- EBANX 61Withdrawal or transaction limit was exceeded
Provenance
Sources used for this record
- China UnionPay Open Platform: Industry and Content System Interface Specification — Appendix BOfficial, limited-scope source for two-character DE 39 values used by the documented CUPS industry and content interface.Online specification, updated 24 August 2020; verified 27 July 2026
SchemeLens keeps source wording, normalized concepts, and operational guidance separate so later evidence can be added without rewriting the raw record.