Scheme code system · Mastercard
Official, limited scope54
Expired card
The card is expired or the expiry data is missing or invalid in context.
- Outcome
- Declined
- Code system
- Mastercard
- Raw format
- Two-character DE 39 response code
Operational context
Do not resubmit the same CNP transaction
For a card-not-present transaction, Mastercard prohibits another authorization for the same transaction with the same PAN and expiration date.
Explicit mapping
SchemeLens concepts
These links are editorial mappings, not replacements for the raw source value. The relation shows how closely the wording aligns.
| Concept | Relation | Mapping note |
|---|---|---|
| Expired card | Direct semantic match | Mastercard wording mapped to the SchemeLens “Expired card” concept. |
Namespace check
The same raw value exists elsewhere
- Visa 54Expired card or expiration date is missing
- Discover 54Expired card
- UnionPay 54Card has expired
- EBANX 54Card has expired
Provenance
Sources used for this record
- Mastercard: Transaction Processing RulesOfficial source for published DE 39 values and selected Merchant Advice Code rules; not a complete public technical specification.9 December 2025
SchemeLens keeps source wording, normalized concepts, and operational guidance separate so later evidence can be added without rewriting the raw record.