41

Lost card

The credential is identified as a lost card in the cited response system.

Outcome: Pick-up
Code system: Discover
Raw format: Two-character numeric or alphanumeric raw response code

Operational context

No universal retry instruction encoded

Discover wording mapped to the SchemeLens “Lost card” concept.

Use the current scheme, provider, transaction, and advice-code rules; the raw response value alone may be insufficient for a retry decision.

Explicit mapping

SchemeLens concepts

These links are editorial mappings, not replacements for the raw source value. The relation shows how closely the wording aligns.

Normalized concepts mapped to Discover response code 41
Concept	Relation	Mapping note
Lost card	Direct semantic match	Discover wording mapped to the SchemeLens “Lost card” concept.

Namespace check

The same raw value exists elsewhere

Visa 41Lost card, pick up (fraud account)
Mastercard 41Lost card
UnionPay 41Card reported lost
EBANX 41Card was reported lost

Provenance

Sources used for this record

Worldpay: Raw response codesOfficial for Worldpay raw-response behaviour; secondary evidence for the underlying scheme definition.
Live provider reference, verified 27 July 2026

SchemeLens keeps source wording, normalized concepts, and operational guidance separate so later evidence can be added without rewriting the raw record.