61

Exceeds withdrawal amount limit

The request exceeds an issuer, account, approval, or withdrawal amount limit.

Outcome: Declined
Code system: Discover
Raw format: Two-character numeric or alphanumeric raw response code

Operational context

No universal retry instruction encoded

Discover wording mapped to the SchemeLens “Amount limit exceeded” concept.

Use the current scheme, provider, transaction, and advice-code rules; the raw response value alone may be insufficient for a retry decision.

Explicit mapping

SchemeLens concepts

These links are editorial mappings, not replacements for the raw source value. The relation shows how closely the wording aligns.

Normalized concepts mapped to Discover response code 61
Concept	Relation	Mapping note
Amount limit exceeded	Narrower than concept	Discover wording mapped to the SchemeLens “Amount limit exceeded” concept.

Namespace check

The same raw value exists elsewhere

Visa 61Exceeds approval amount limit
Mastercard 61Exceeds withdrawal amount limit
UnionPay 61Transaction amount limit exceeded
EBANX 61Withdrawal or transaction limit was exceeded

Provenance

Sources used for this record

Worldpay: Raw response codesOfficial for Worldpay raw-response behaviour; secondary evidence for the underlying scheme definition.
Live provider reference, verified 27 July 2026

SchemeLens keeps source wording, normalized concepts, and operational guidance separate so later evidence can be added without rewriting the raw record.