Assignment guidance
When MCC 7399 should be used
- For business-service providers that are not professions and have no more specific MCC.
- As a residual classification only after checking the merchant's primary activity against specific codes.
Business services
MCC 7399
Business services
Business-service providers that do not fit a more specific merchant category code.
Boundary guidance
When MCC 7399 should not be used
- For a professional service or any business activity covered by a dedicated MCC.
- As a generic fallback merely because the merchant offers several services.
Scheme comparison
Names and evidence status
Absence from public material is not treated as proof that a scheme does not use the MCC.
| Scheme | Evidence | Scheme wording | Comparison |
|---|---|---|---|
| Visa | Official | Business Services (Not Elsewhere Classified)Global Visa merchant-data manual, April 2026, PDF page 96. | Different wording |
| Mastercard | Official | Business Services: not elsewhere classifiedMastercard Merchant Edition reference, 16 April 2024, PDF page 182. | Different wording |
| American Express | Publicly not found | No current public definition locatedThe complete American Express Codes Reference Guide is not public. This is not evidence that the MCC is unsupported. | Not available |
| Discover / Diners Club | Publicly not found | No current public definition locatedNo complete current public Discover / Diners Club MCC catalogue was located. This is not evidence that the MCC is unsupported. | Not available |
| UnionPay | Not reviewed | No global definition reviewedThe official material reviewed so far is limited to EEA fee appendices and is not a global definition catalogue. | Not available |
Provenance
Sources reviewed
- Visa Merchant Data Standards ManualApril 2026 · global · official · PDF page 96
- Mastercard Quick Reference Booklet - Merchant Edition16 April 2024 · official · PDF page 182
SchemeLens descriptions and use boundaries are editorial summaries of the cited material. Final MCC assignment depends on the merchant's primary business, current scheme rules, region, programme, and acquirer requirements.