Assignment guidance
When MCC 5732 should be used
- For retailers primarily selling consumer electronics and related parts or accessories.
- For stores carrying products such as televisions, cameras, computers, tablets, or audio equipment.
Retail
MCC 5732
Electronics stores
Retailers primarily selling consumer electronic equipment and related products.
Boundary guidance
When MCC 5732 should not be used
- For software-only stores, appliance stores, or computer repair services with a dedicated MCC.
- For telecommunications providers billing communication service.
Scheme comparison
Names and evidence status
Absence from public material is not treated as proof that a scheme does not use the MCC.
| Scheme | Evidence | Scheme wording | Comparison |
|---|---|---|---|
| Visa | Official | Electronics StoresGlobal Visa merchant-data manual, April 2026, PDF page 75. | Aligned wording |
| Mastercard | Official | Electronic SalesMastercard Merchant Edition reference, 16 April 2024, PDF page 116. | Different wording |
| American Express | Publicly not found | No current public definition locatedThe complete American Express Codes Reference Guide is not public. This is not evidence that the MCC is unsupported. | Not available |
| Discover / Diners Club | Publicly not found | No current public definition locatedNo complete current public Discover / Diners Club MCC catalogue was located. This is not evidence that the MCC is unsupported. | Not available |
| UnionPay | Not reviewed | No global definition reviewedThe official material reviewed so far is limited to EEA fee appendices and is not a global definition catalogue. | Not available |
Provenance
Sources reviewed
- Visa Merchant Data Standards ManualApril 2026 · global · official · PDF page 75
- Mastercard Quick Reference Booklet - Merchant Edition16 April 2024 · official · PDF page 116
SchemeLens descriptions and use boundaries are editorial summaries of the cited material. Final MCC assignment depends on the merchant's primary business, current scheme rules, region, programme, and acquirer requirements.