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SchemeLens

Retail and automotive

MCC 5511

Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts, and Leasing

Merchant category for Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts, and Leasing, listed in the cited Visa and Mastercard material. See the code page for scheme-specific wording and evidence status.

Assignment guidance

When MCC 5511 should be used

  • When the merchant's primary business matches Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts, and Leasing under the applicable scheme rules.
  • After confirming the current scheme, region, programme, and acquirer requirements.

Boundary guidance

When MCC 5511 should not be used

  • When another, more specific MCC better describes the merchant's primary business.
  • Based on the code title alone without checking current scheme and regional requirements.

Scheme comparison

Names and evidence status

Absence from public material is not treated as proof that a scheme does not use the MCC.

Scheme-specific wording and evidence status for MCC 5511
SchemeEvidenceScheme wordingComparison
VisaOfficialCar and Truck Dealers (New and Used) Sales, Service, Repairs, Parts, and LeasingGlobal Visa merchant-data manual, April 2026, PDF page 67.Aligned wording
MastercardOfficialAutomobile and Truck Dealers: Sales, Service, Repairs, Parts, and LeasingMastercard Merchant Edition reference, 16 April 2024, PDF page 97.Different wording
American ExpressPublicly not foundNo current public definition locatedThe complete American Express Codes Reference Guide is not public. This is not evidence that the MCC is unsupported.Not available
Discover / Diners ClubPublicly not foundNo current public definition locatedNo complete current public Discover / Diners Club MCC catalogue was located. This is not evidence that the MCC is unsupported.Not available
UnionPayNot reviewedNo global definition reviewedThe official material reviewed so far is limited to EEA fee appendices and is not a global definition catalogue.Not available

Provenance

Sources reviewed

SchemeLens descriptions and use boundaries are editorial summaries of the cited material. Final MCC assignment depends on the merchant's primary business, current scheme rules, region, programme, and acquirer requirements.