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SchemeLens

Wholesale

MCC 5094

Precious Stones and Metals, Watches and Jewelry

Merchant category for Precious Stones and Metals, Watches and Jewelry, listed in the cited Visa and Mastercard material. See the code page for scheme-specific wording and evidence status.

Assignment guidance

When MCC 5094 should be used

  • When the merchant's primary business matches Precious Stones and Metals, Watches and Jewelry under the applicable scheme rules.
  • After confirming the current scheme, region, programme, and acquirer requirements.

Boundary guidance

When MCC 5094 should not be used

  • When another, more specific MCC better describes the merchant's primary business.
  • Based on the code title alone without checking current scheme and regional requirements.

Scheme comparison

Names and evidence status

Absence from public material is not treated as proof that a scheme does not use the MCC.

Scheme-specific wording and evidence status for MCC 5094
SchemeEvidenceScheme wordingComparison
VisaOfficialPrecious Stones and Metals, Watches and JewelryGlobal Visa merchant-data manual, April 2026, PDF page 60.Aligned wording
MastercardOfficialPrecious Stones and Metals, Watches and JewelryMastercard Merchant Edition reference, 16 April 2024, PDF page 77.Aligned wording
American ExpressPublicly not foundNo current public definition locatedThe complete American Express Codes Reference Guide is not public. This is not evidence that the MCC is unsupported.Not available
Discover / Diners ClubPublicly not foundNo current public definition locatedNo complete current public Discover / Diners Club MCC catalogue was located. This is not evidence that the MCC is unsupported.Not available
UnionPayNot reviewedNo global definition reviewedThe official material reviewed so far is limited to EEA fee appendices and is not a global definition catalogue.Not available

Provenance

Sources reviewed

SchemeLens descriptions and use boundaries are editorial summaries of the cited material. Final MCC assignment depends on the merchant's primary business, current scheme rules, region, programme, and acquirer requirements.