Skip to content
SchemeLens

Utilities and telecommunications

MCC 4812

Telecommunication Equipment and Telephone Sales

Merchant category for Telecommunication Equipment and Telephone Sales, listed in the cited Visa and Mastercard material. See the code page for scheme-specific wording and evidence status.

Assignment guidance

When MCC 4812 should be used

  • When the merchant's primary business matches Telecommunication Equipment and Telephone Sales under the applicable scheme rules.
  • After confirming the current scheme, region, programme, and acquirer requirements.

Boundary guidance

When MCC 4812 should not be used

  • When another, more specific MCC better describes the merchant's primary business.
  • Based on the code title alone without checking current scheme and regional requirements.

Scheme comparison

Names and evidence status

Absence from public material is not treated as proof that a scheme does not use the MCC.

Scheme-specific wording and evidence status for MCC 4812
SchemeEvidenceScheme wordingComparison
VisaOfficialTelecommunication Equipment and Telephone SalesGlobal Visa merchant-data manual, April 2026, PDF page 56.Aligned wording
MastercardOfficialTelecommunication Equipment Including Telephone SalesMastercard Merchant Edition reference, 16 April 2024, PDF page 64.Different wording
American ExpressPublicly not foundNo current public definition locatedThe complete American Express Codes Reference Guide is not public. This is not evidence that the MCC is unsupported.Not available
Discover / Diners ClubPublicly not foundNo current public definition locatedNo complete current public Discover / Diners Club MCC catalogue was located. This is not evidence that the MCC is unsupported.Not available
UnionPayNot reviewedNo global definition reviewedThe official material reviewed so far is limited to EEA fee appendices and is not a global definition catalogue.Not available

Provenance

Sources reviewed

SchemeLens descriptions and use boundaries are editorial summaries of the cited material. Final MCC assignment depends on the merchant's primary business, current scheme rules, region, programme, and acquirer requirements.