Assignment guidance
When MCC 1520 should be used
- For general contractors managing complete residential or commercial construction projects.
- For businesses coordinating multiple trades as the principal construction contractor.
Contracted services
MCC 1520
General contractors
General contractors responsible for residential or commercial construction work.
Boundary guidance
When MCC 1520 should not be used
- For specialist electrical, plumbing, heating, or other trade contractors with a dedicated MCC.
- For building-material retailers or property-management services.
Scheme comparison
Names and evidence status
Absence from public material is not treated as proof that a scheme does not use the MCC.
| Scheme | Evidence | Scheme wording | Comparison |
|---|---|---|---|
| Visa | Official | General Contractors - Residential and CommercialGlobal Visa merchant-data manual, April 2026, PDF page 29. | Different wording |
| Mastercard | Official | General Contractors, residential and commercialMastercard Merchant Edition reference, 16 April 2024, PDF page 42. | Different wording |
| American Express | Publicly not found | No current public definition locatedThe complete American Express Codes Reference Guide is not public. This is not evidence that the MCC is unsupported. | Not available |
| Discover / Diners Club | Publicly not found | No current public definition locatedNo complete current public Discover / Diners Club MCC catalogue was located. This is not evidence that the MCC is unsupported. | Not available |
| UnionPay | Not reviewed | No global definition reviewedThe official material reviewed so far is limited to EEA fee appendices and is not a global definition catalogue. | Not available |
Provenance
Sources reviewed
- Visa Merchant Data Standards ManualApril 2026 · global · official · PDF page 29
- Mastercard Quick Reference Booklet - Merchant Edition16 April 2024 · official · PDF page 42
SchemeLens descriptions and use boundaries are editorial summaries of the cited material. Final MCC assignment depends on the merchant's primary business, current scheme rules, region, programme, and acquirer requirements.